The legal responsibility of vehicle owners when lending their vehicles
It is common practice to lend a vehicle to a family member or a friend. People do it without thinking twice. However, in the case of a car crash on a public road, there are legal implications not only for the driver but also for the owner of the vehicle. The Ontario Court of Appeal...
View the post titled The legal responsibility of vehicle owners when lending their vehiclesFive other reasons not to skip Title Insurance
In a previous blog post, I discussed the advantages of title insuring your home for Fraud Protection, whether at the time of purchase or by purchasing an existing owner policy.1 While fraud protection is extremely relevant right now (consider the current media coverage on title fraud in Onta…
View the post titled Five other reasons not to skip Title InsuranceUnderstanding your Statutory Accident Benefits so you are fairly compensated
If you’re injured in a car accident, your insurer will place you into one of three Statutory Accident Benefit categories, based on the severity of your injury. The category you’re placed in determines the amount of money you can receive from medical/rehabilitative benefits. Your category als…
View the post titled Understanding your Statutory Accident Benefits so you are fairly compensatedAppeal Court Rejects Pollution Exclusion in Oil Overflow
In O’Byrne et al. v. Farmers’ Mutual Insurance Company (Lindsay), 2014 ONCA 543, the Ontario Court of Appeal has forced an insurer to pay for a fuel oil cleanup after a spill, despite a pollution exclusion clause. The case involved an “all risks” insurance policy. A tenant inserted a piece o…
View the post titled Appeal Court Rejects Pollution Exclusion in Oil OverflowYes, that pollution exclusion in your insurance does work
Businesses with pollution risks need to buy insurance WITHOUT pollution exclusions.
View the post titled Yes, that pollution exclusion in your insurance does workYour Uninsurable Home? What is climate change’s wild weather doing to insurance?
Across Canada, this year has brought severe storms, floods, wildfires and other catastrophic weather. As people in Calgary, Toronto and other hard hit areas try to rebuild their lives, most of them expect that someone should help them pay for the damage. Oil-rich Alberta has promised $1 bill…
View the post titled Your Uninsurable Home? What is climate change’s wild weather doing to insurance?Liability insurer need not pay for voluntary delineation and cleanup
According to Ontario’s Court of Appeal, General Electric Canada (GE) can’t make its liability insurer pay for the delineation and cleanup of a former GE property contaminated with trichloroethylene (“TCE”), because it voluntarily complied with a Ministry of the Environment …
View the post titled Liability insurer need not pay for voluntary delineation and cleanupClimate crisis: Insurers Tell Weather Like It Is
Our federal government does not like to talk about climate change, so the Insurance Bureau of Canada has released a hard hitting report on the damage that climate change is already causing in Canada: Telling the Weather Story: Can Canada Manage the Storms Ahead? This is the same message tha…
View the post titled Climate crisis: Insurers Tell Weather Like It IsNTREE: who understands climate risks?
In its Advisory Report – Facing the Elements: Building Business Resilience in a Changing Climate, the National Round Table on the Environment and the Economy provides a fascinating insight into the way different business sectors perceive, and disclose, the risks associated with climate…
View the post titled NTREE: who understands climate risks?How much waste really gets recycled?
Here’s a fun graphic summarizing US data on household waste and recycling, courtesy of Bolt Insurance:
View the post titled How much waste really gets recycled?Receive Blog Posts
By subscribing to our blog, you will receive an email when a new post is added. You can unsubscribe at any time by sending an email to us at [email protected] with the word “unsubscribe” in the subject line.