Car accident claims are complex, time-sensitive, and often confusing to navigate while you are recovering from an injury. Insurance rules, accident benefits, and legal deadlines can significantly impact your ability to recover compensation. The Siskinds personal injury team has been working in this area for years, guiding clients through Ontario’s evolving legal and insurance systems. We know the law and will help to connect you with resources to maximize your recovery.
What to do after a car accident in Ontario
Taking the right steps after a car accident can protect both your health and your legal claim. If possible, you should:
- seek medical attention immediately, even for minor symptoms;
- report the accident to police or a collision reporting centre;
- notify your insurance company promptly;
- document the scene with photos, witness information, and details;
- avoid discussing fault or accepting early settlement offers;
- speak with a car accident lawyer before making decisions that affect your claim.
The importance of speaking to a personal injury lawyer early
If you have been injured in a car accident, speaking with a personal injury lawyer early can make a meaningful difference in the outcome of your case. With respect to timelines, for example, the Insurance Act requires that an at-fault driver be given proper notice within 120 days of the date the accident happened. There are also important deadlines to provide information to your own car insurer if you are to receive accident benefits. Missing these deadlines can reduce or eliminate your entitlement to compensation. Our team helps ensure every step is handled properly from the beginning.
How car accident claims work in Ontario
Ontario uses a no-fault insurance system, which means you may be entitled to accident benefits regardless of who caused the accident. These benefits can include income replacement, medical and rehabilitation coverage, and attendant care.
In addition to accident benefits, you may also have the right to pursue a lawsuit against an at-fault driver for damages such as pain and suffering or long-term financial loss.
Understanding how these two systems work together is critical. Our team helps you navigate both your insurance claim and any potential legal action to ensure no opportunities for compensation are missed.
What compensation can you claim after a car accident?
Depending on the severity of your injuries and the impact on your life, you may be entitled to compensation for:
- medical and rehabilitation expenses
- income loss and loss of earning capacity
- pain and suffering
- future care needs
- out-of-pocket expenses related to your injury
Each case is unique. We work with medical and financial experts to assess the full impact of your injuries and build a claim that reflects both your current and future needs.
Dedicated to helping victims of car accidents
When you work with Siskinds, you are working with a dedicated team of lawyers and law clerks focused on supporting you through every stage of your recovery and claim. We understand how Ontario’s insurance and legal systems work together, and we advocate for your right to fair compensation for medical expenses, lost income, pain and suffering, and future care needs.
Dedicated to Helping Victims of Car Accidents
When you work with Siskinds, you are working with a dedicated team of lawyers, law clerks and paralegals. We know the system and work tirelessly to protect your rights to proper compensation as you recover from your car accident.
Contingency fee arrangements
Many people hesitate to contact a lawyer because they are concerned about cost. At Siskinds, we remove that barrier. We do not charge a fee for initial consultations and we will visit you at home, in the hospital, or any other location convenient for you and your family.
We also do not require a monetary retainer for motor vehicle collision litigation matters. Fees are based on a number of factors, including the complexity of the matter, the amount of time spent advancing a client’s case, the amount of money involved and the stage at which a case is resolved.
How Siskinds Can Help
Siskinds’ motor vehicle accident lawyers have a long history of representing clients across London and Southwestern Ontario, with deep knowledge of local courts, insurers, and medical networks. We apply that experience to build strong, evidence-based claims designed to maximize your recovery and support your long-term well-being.
Contact a lawyer to discuss your motor vehicle accident (MVA) today.
