An updated overview of Ontario’s new housing rebates
Ontario’s HST rebate landscape for new housing has always required careful navigation. As of 2026, it has become even more complex. What was once a relatively straightforward, two-part rebate has evolved into a multi-layered framework of overlapping programs, some already in force and others…
View the post titled An updated overview of Ontario’s new housing rebatesGhosts, ghouls, and the duty to disclose
Imagine: you believe your house is haunted and you are ready to move. The question is, do you have to tell the buyers? A haunted house is often considered a “stigmatized property” — a property that has non-physical issues or features that may affect its marketability. In Ontario, real …
View the post titled Ghosts, ghouls, and the duty to discloseUnderstanding chattels and warranties in residential property sales
When it comes to the intricate process of buying or selling a residential property, understanding the legal aspects is crucial for a smooth transaction. Among the many components involved, warranties can play a pivotal role in shaping the terms and conditions of the sale. In this blog post, …
View the post titled Understanding chattels and warranties in residential property salesFive other reasons not to skip Title Insurance
In a previous blog post, I discussed the advantages of title insuring your home for Fraud Protection, whether at the time of purchase or by purchasing an existing owner policy.1 While fraud protection is extremely relevant right now (consider the current media coverage on title fraud in Onta…
View the post titled Five other reasons not to skip Title InsuranceFailed real estate deals: The assessment date for damages
It is inevitable that some deals fall apart, but the consequences and frequency of these failures can vary based on whether it occurs in a rising, falling or stable market. The state of the market may also affect who the at-fault party is likely to be. With declining purchase prices, failed …
View the post titled Failed real estate deals: The assessment date for damagesTitle insurance: Your Title fraud security blanket
Title fraud occurs where an imposter sells or refinances your home without your knowledge. The question then becomes: if it happens without your knowledge, how can you protect yourself? We see it in the media, “Impersonators posing as homeowners linked to 32 property fraud cases in Ontario a…
View the post titled Title insurance: Your Title fraud security blanketLandlord and other third-party consents in business transactions
When a professional practice or business is sold, whether by share sale or asset sale, consideration must be given to the issue of third-party consents. Typically, when a business enters into a third-party contract, the contract will include a provision whereby the consent of such third part…
View the post titled Landlord and other third-party consents in business transactionsCan I walk away if I don’t pay the real estate deposit?
Over the past few months we are seeing more scenarios where a buyer, having their offer to purchase real estate accepted, will not pay the deposit and then try to walk away from the deal. Whether due to buyer’s remorse, or because a buyer submits offers on multiple properties and then moves …
View the post titled Can I walk away if I don’t pay the real estate deposit?Ontario bans some commercial evictions
The Ontario government recently passed the Protecting Small Business Act, 2020, amending the Commercial Tenancies Act to temporarily halt or reverse evictions of commercial tenants and to protect those tenants from having their assets seized or being locked out during COVID-19. The restricti…
View the post titled Ontario bans some commercial evictionsLenders beware: post-discharge obligations for a borrower’s HST/GST debt
Lenders, like any businesses, prefer certainty. In many ways the real property lending industry is built around trying to be as certain as possible before a loan is advanced. Does a borrower own their property? How much is that property worth? How much does a borrower make in a year? Can the…
View the post titled Lenders beware: post-discharge obligations for a borrower’s HST/GST debtReceive Blog Posts
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